Automobile Liability
Provides coverage for damage to people and property you are financially responsible for.
- Limit up to $1M (CSL)
- Federal & state filings offered
- Admitted options available
Physical Damage
Covers damage to scheduled trucks, tractors, and trailers.
- Comprehensive and collision coverage. Stated amount values
- Non-owned trailer & trailer interchange coverage available
- Towing and storage included
Motor Truck Cargo
Covers cargo in your possession that you are hauling.
- Limits up to $250,000
- Refrigeration coverage available
- Broad form for wide range of covered commodities
Truckers General Liability
Covers injuries or property damage you cause as a result of business activities not directly related to operating your truck.
- Personal and advertising injury — libel, slander and defamation.
- Medical payments for bodily injury by a trucker to another party.
- Actions of a driver while representing the insured on the premises of others
Non-Trucking Liability
Covers independent semi drivers outside the scope of their lease agreement with the motor carrier.
- Provides liability coverage required while an owner/operator is not operating under dispatch of a motor carrier
Cover Whale also insures:
Hotshots
Covers Class 2, 3, 4, and 5 vehicles. Accepted trailer examples include Gooseneck, Dovetail, Deckover, and Lowboy trailers. Includes coverage for auto hauling.
UIIA
Cover Whale participates in the Intermodal Interchange and Facilities Access Agreement (UIIA), and covers drivers who pick up loads at U.S. ocean ports and rail terminals.
Cover Whale is going coast to coast
Select a state to learn more about the truck insurance policies we offer in each state. We’re rapidly expanding our coverage to serve our nation’s truckers better. Don’t see us in a state you need? Join our email list to be the first to know when we pull into town.
Tap a state to learn more about the truck insurance policies we offer in each state. Pinch to zoom in. We’re rapidly expanding our coverage to serve our nation’s truckers better. Don’t see the coverage you need in your state? Join our email list to be the first to know when we pull into town.
Status Key
- AL Admitted, APD & MTC Non-Admitted
- AL, APD & MTC Non-Admitted
- APD & MTC Only - AL Pending
- Pending
Our Driver Safety Program
Best-in-class telematics devices protect truckers and make roads safer for everyone. Our policyholders improve driving behaviors, helping to lower their insurance costs. Learn more and get answers to some of our most frequently asked questions.