The Best Fastest Safest Trucking Insurance on the Market

Supercharge your trucking business with Cover Whale today.

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15,000 of America’s safest truckers trust their insurance to Cover Whale.

Cover Whale is moving trucking insurance forward by empowering you, our policyholders, to run stronger. Our innovative technology and unwavering commitment to safety make us the go-to insurance provider for America’s best commercial truckers and fleets. By choosing Cover Whale, you’ll not only protect yourself and others on the road, but also gain access to the most user-friendly and comprehensive coverage on the market, helping you to unleash your business’s full potential.

Get coverage in just days.

Cover Whale makes it easy.

Frequently Asked Questions

Currently, Cover Whale provides coverage in the states listed below:

Alabama, Arizona, Arkansas, California, Colorado, Delaware, Georgia, Florida, Idaho, Iowa, Indiana, Maryland, Michigan, Minnesota, Missouri, Mississippi, New Hampshire, New Jersey, Nevada, North Carolina, Ohio, Oklahoma, Oregon, Rhode Island, Pennsylvania, South Carolina, Tennessee, Texas, Utah, Virginia, West Virginia, and Wisconsin. 

Auto Physical Damage, General Liability, Motor Truck Cargo, and Non-Trucking Liability are available in all states except Alaska, Hawai’i, Idaho, Kansas, Montana, and New York.

Cover Whale is continuously expanding! We’re planning to offer coverage in the following states soon: North Dakota, South Dakota, Nebraska, Montana, Maine, and Vermont. Be sure to check back for updates on our growing list of states with available coverage.

Cover Whale provides a range of coverage options tailored for the trucking industry. These include:

  • Auto liability 
  • Auto physical damage
  • Motor truck cargo
  • Truckers general liability
  • Non-trucking liability


These coverages are designed to address the unique needs and risks associated with commercial trucking, ensuring comprehensive insurance for our policyholders.

The Cover Whale Driver Safety Program

Advanced telematics + safety coaching + the industry's best insurance = Protecting policyholders’ livelihoods

How the Cover Whale Driver Safety Program benefits you:

Improves safety for your client and others on the road

Identifies unsafe driving and provides coaching to help policyholders avoid accidents and costly claims before they happen.

Saves policyholders money on their insurance

The information provided by our dashcams or electronic logging devices (ELDs) can help lower insurance premiums.

Helps with claims when they happen

Provides a broader range of visibility which can be used to dispute claims made by other motorists.