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DriveSmart: Proactive Risk Management for Safer Fleets

We coach drivers to succeed, not punish them for mistakes. DriveSmart combines AI-powered technology with personalized feedback to help your fleet stay safe and save money.

DriveSmart in action

The engine that prices the safest operators and flags what others miss

Agents get competitive pricing for the fleets that deserve it. When DriveSmart finds risk, it automates endorsements, notifications, and pricing adjustments—reducing the back-and-forth while keeping your portfolio sharp.

1

Detect the signal

DriveSmart flags undeclared drivers, garaging mismatches, and high-risk patterns within hours—not at renewal.

2

Automate the fix

Alerts trigger endorsement workflows, updated pricing, and coaching nudges—keeping agents informed without manual chasing.

3

Protect the book

Clean fleets retain competitive pricing. Risky behaviors are corrected or removed before losses hit your portfolio.

Performance snapshot

24-hour underwriting loop

Every policy hits the risk engine daily, making DriveSmart the fastest path to accurate pricing in commercial auto.

200+

automated checks run daily per policy

2B+

telematics data points in the engine

24 hrs

average time to resolve flagged behavior

DriveSmart account summary dashboard showing policy details, risk metrics, and real-time underwriting data
DriveSmart coaching approach - empowering drivers with supportive feedback

Coach, Not a Cop

DriveSmart isn't about surveillance or punishment—it's about empowering drivers to be their best. We provide real-time feedback, personalized coaching, and positive reinforcement to help every driver improve their skills and stay safe on the road.

When drivers feel supported instead of monitored, they're more engaged, more motivated, and ultimately safer. That's better for everyone—drivers, fleets, and the communities they serve.

How DriveSmart Works

AI-Powered Dash Cameras

Dual-facing cameras capture critical safety events and provide real-time driver coaching.

Telematics & ELD Data

Continuous monitoring of driving patterns, location data, and vehicle diagnostics.

Real-Time Coaching

Instant feedback helps drivers improve behavior before accidents happen.

Proactive Risk Analysis

Machine learning identifies risk patterns and recommends corrective actions automatically.

Benefits for Drivers

Safe drivers deserve recognition and rewards. DriveSmart helps you demonstrate your professionalism and earn tangible benefits for your excellent safety record.

  • Personalized safety coaching tailored to your driving style
  • Premium savings for safe driving
  • Recognition and rewards for maintaining excellent safety records
  • Avoid accidents before they happen with real-time alerts
  • No surprises—transparent feedback helps you improve continuously

Safe drivers earn premium savings based on verified performance.

Fleet Dashboard

Real-time visibility into your fleet's safety performance. Coaching nudges and financial impacts help you act before losses occur.

Real-Time Safety Alerts

Get notified immediately when high-risk events occur so you can take action fast.

Driver Risk Tiers

Risk scores updated nightly based on actual driving behavior and telematics data.

Premium Adjustments

See financial impacts instantly as driver behavior improves or deteriorates.

Coaching Dashboard

Track which drivers need attention and monitor coaching effectiveness over time.

Industry-Leading Technology

200+

Automated checks run daily per policy

2B+

Telematics data points in the engine

24 hours

Average time to resolve flagged behavior