NEW YORK – Cover Whale Insurance Solutions, Inc., a leading insurtech using technology to reshape the commercial auto insurance industry, announced today that it is expanding to offer auto liability (AL) insurance in the states of Washington (E&S) and New Mexico (admitted).
With this latest expansion, the organization now delivers AL coverage in 41 states. It reaches a total of 46 states through its other insurance lines, including auto physical damage, motor truck cargo, non-trucking liability, and truckers' general liability.
Making Commercial Auto Insurance Faster, Easier, and Smarter
"Our goal since the beginning has been to make the complex, underserved world of commercial auto insurance faster, easier, and smarter. We're excited to expand access to our tech-driven model to more agencies and trucking companies across the country. In doing so, we're supporting our purpose of creating a better experience for agents, producing better outcomes for policyholders, driving down loss ratios, and creating safer roads for all." — Dan Abrahamsen, CEO, Cover Whale
Technology-Driven Commercial Auto Insurance
As Abrahamsen noted, Cover Whale remains focused on harnessing technology to reshape the commercial auto insurance landscape. Together, the company's leading platform and responsive service team enable agents to quickly and easily quote, bind, and service policies for their trucking clients.
Key Platform Capabilities
Personalized Pricing Through Data Their use of telematics and advanced analytics allows them to personalize pricing, ensuring that the best drivers receive credit for their safe habits.
Fast Quote-to-Bind Experience Agents can quote, bind, and service policies in minutes—not days or weeks—giving them a competitive edge in winning business.
Real-Time Risk Monitoring Continuous underwriting throughout the policy term enables proactive risk management and loss prevention.
Recent Enhancements and What's Next
In recent months, the organization has shared details of widespread service and operational enhancements, as well as teased the upcoming launch of its next-generation agent platform.
These improvements reflect Cover Whale's commitment to:
- Agent success through better tools and support
- Operational excellence in underwriting and service
- Technology innovation to stay ahead of market needs
- Policyholder value through competitive pricing and safety programs
Coverage by State: Where We Operate
Auto Liability (AL) Coverage
Now available in 41 states including:
- Washington (Excess & Surplus lines)
- New Mexico (Admitted)
- Plus 39 additional states across the country
Complete Insurance Solutions
Total reach across 46 states through comprehensive product offerings:
- Auto Liability (AL) – Primary coverage for bodily injury and property damage
- Auto Physical Damage (APD) – Collision and comprehensive coverage for trucks
- Motor Truck Cargo (MTC) – Protection for goods in transit
- Non-Trucking Liability (NTL) – Coverage for owner-operators when not under dispatch
- Truckers' General Liability (TGL) – Premises and operations liability protection
What This Means for Agents and Fleets
For Insurance Agents in Washington & New Mexico
- Expanded market opportunities to serve local trucking companies
- Competitive advantage with fast, tech-enabled quoting
- Access to specialty markets (E&S in Washington, admitted in New Mexico)
- Full product suite to serve complete trucking insurance needs
For Trucking Companies
- More coverage options in your state
- Personalized pricing based on actual driving behavior
- Proactive safety programs with telematics and coaching
- Faster service from quote to policy issuance
The Cover Whale Difference
Technology-First Approach
- Industry's fastest online quote and bind experience
- Real-time telematics integration
- AI-powered risk assessment
- Continuous underwriting throughout policy term
Fair Pricing Philosophy
With a fundamental belief that safe driving should be rewarded, Cover Whale's safest drivers save money by proactively receiving the best possible rates.
Proven Track Record
- Over $1B in gross premium written since inception in 2019
- Industry-leading loss ratios through disciplined underwriting
- 4,000+ active agents across the country
- 46-state reach across all product lines
Industry Recognition
Cover Whale's growth and innovation have earned recognition across the insurance industry:
- #3 Insurtech to Watch in 2024 by PropertyCasualty360
- 2023 InsurTech of the Year by Program Manager
- One of America's Best Startup Employers on Forbes' 2023 list
- Sonr's 2025 Beyond Boundaries Scale 50 report
About Cover Whale
Cover Whale, an InsurTech founded by experienced insurance and technology veterans, focuses on technology, underwriting, and data to provide innovative insurance programs for the commercial auto industry.
Operating as a managing general agent (MGA), the company has written over $1B in gross premium since its inception in 2019, while maintaining industry-leading loss ratios. Cover Whale's proprietary driver safety program combines insurance coverage with telematics, real-time driver coaching, and artificial intelligence to reduce claims, keep truckers and the motoring public safe, and provide the best possible rates for policyholders.
Cover Whale delivers its products through more than 4,000 active agents, offering the industry's fastest online quote and bind experience. With a fundamental belief that safe driving should be rewarded, Cover Whale's safest drivers save money by proactively receiving the best possible rates.
For more information, visit coverwhale.com, and stay updated with Cover Whale on LinkedIn, Facebook, and our blog.
Get Started in Washington & New Mexico
Agents: Ready to offer Cover Whale's tech-driven commercial auto insurance to your clients in Washington or New Mexico? Contact us to get appointed.
Trucking Companies: Looking for fast quotes and fair pricing based on your driving habits? Find an agent or get a quote.
Questions? Email us at [email protected]