Commercial Auto Insurance That Rewards Safe Driving
Cover Whale gives fleet operators the technology, protection, and pricing they deserve. Get coverage fast, manage your fleet easily, and save money by keeping your drivers safe.
Why Fleets Choose Cover Whale
Better technology, faster service, and real savings for safe operators
Lower Premiums for Safe Fleets
DriveSmart rewards your safety investments with premium savings for safe operators. Safe drivers save money—it's that simple.
Real-Time Driver Coaching
Help your drivers improve with instant feedback and personalized coaching. Prevent accidents before they happen.
Same-Day Coverage
Get your trucks on the road fast. No more waiting days or weeks for coverage—most policies bind in under an hour.
Comprehensive Protection
Auto liability, physical damage, cargo, general liability, and more. Everything your fleet needs in one place.
Easy Fleet Management
Add or remove vehicles instantly through your online portal. Certificates, endorsements, and policy changes—all self-service.
Reduce Accident Frequency
Our fleets see measurable safety improvements with DriveSmart monitoring and coaching technology.
DriveSmart Technology: Coach Your Drivers, Lower Your Costs
We don't punish drivers for mistakes—we help them improve. DriveSmart uses AI-powered dash cams and telematics to provide real-time coaching and personalized feedback. Safe drivers earn premium savings, and your entire fleet benefits from fewer accidents and lower insurance costs.
How It Works
Getting covered and staying safe is easier than you think
Get a Quote
Quick online application or work with your agent. Most quotes ready in minutes, not days.
Activate DriveSmart
Optional telematics and dash cams installed. Start earning discounts for safe driving immediately.
Manage Your Policy
Add drivers, update vehicles, download certificates—all from your dashboard 24/7.
Save with Safety
Watch your premiums decrease as your drivers improve. Coaching and alerts keep everyone safer.
Comprehensive Coverage for Your Fleet
Everything your business needs to stay protected and compliant
Auto Liability
Limits up to $1M (CSL)
Physical Damage
Comprehensive and collision
Motor Truck Cargo
Up to $250,000
General Liability
Truckers GL coverage
Non-Trucking Liability
For owner-operators
Roadside Assistance
24/7 nationwide support
Ready to Protect Your Fleet?
Get a quote today and see how much you can save with safer driving.