Commercial Auto Insurance for Safety-Minded Fleets
Cover Whale gives fleet operators the technology and protection they need. Get coverage fast, manage your fleet easily, and build a safety record that may support savings at renewal.
Cover Whale is exclusively available through licensed insurance agents and brokers.
Talk to Your Broker About Coverage
Why Fleets Choose Cover Whale
Better technology, faster service, and potential renewal savings for eligible safer fleets
Potential Renewal Savings
Verified safer performance may support more favorable renewal pricing when program and eligibility requirements are met.
Ongoing Driver Coaching
Detected speeding and hard-braking patterns can prompt practical feedback by email, text, or phone.
Same-Day Coverage
Get your trucks on the road fast. No more waiting days or weeks for coverage—most policies bind in under an hour.
Comprehensive Protection
Auto liability, physical damage, cargo, general liability, and more. Everything your fleet needs in one place.
Easy Fleet Management
Add or remove vehicles instantly through your online portal. Certificates, endorsements, and policy changes—all self-service.
Support Safer Driving
Connected driving evidence and coaching help identify risky habits and reinforce improvement.
DriveSmart: Connected Evidence and Practical Coaching
DriveSmart uses approved device connections and driving evidence to identify patterns that need attention. Camera options are available when they fit the fleet, and coaching gives drivers a practical path to improve. Verified safer performance may support renewal savings.
How It Works
Getting covered and staying safe is easier than you think
Get a Quote
Work with your insurance broker for fast quotes—most ready in minutes, not days.
Activate DriveSmart
Connect an approved ELD or camera you already use, or choose an available camera option through Cover Whale. Dual-facing cameras are available but not required.
Manage Your Policy
Add drivers, update vehicles, download certificates—all from your dashboard 24/7.
Save with Safety
Build a verified safety record that may support renewal savings when eligibility requirements are met.
Comprehensive Coverage for Your Fleet
Everything your business needs to stay protected and compliant
Auto Liability
Limits up to $1M (CSL)
Physical Damage
Comprehensive and collision
Motor Truck Cargo
Up to $250,000
General Liability
Truckers GL coverage
Non-Trucking Liability
For owner-operators
Roadside Assistance
24/7 nationwide support
Ready to Protect Your Fleet?
Cover Whale is exclusively available through licensed insurance agents and brokers. Ask your agent or broker about Cover Whale's fast quote experience, DriveSmart, and potential renewal savings for eligible safer performance.