Solutions Built for Every Partner in Commercial Auto
Whether you're a broker serving fleets, a fleet operator managing risk, or an insurance partner seeking profitable growth—Cover Whale delivers speed, technology, and results.
Built for Your Success
Tailored solutions for brokers, businesses, and insurance partners
Win More Business in Minutes
Partner with Cover Whale and give your commercial auto clients instant quotes, same-day coverage, and technology that sets you apart.
- 18-minute average bind time vs 2-5 days industry average
- Competitive commissions with performance incentives
- 48-hour onboarding from application to writing policies
- Dedicated support with real underwriters—no bots
Safer Driving, Potential Renewal Savings
Get commercial auto coverage with practical driver coaching and potential renewal savings for eligible safer performance.
- Same-day coverage with policies binding in under an hour
- Potential renewal savings for eligible safer performance
- Easy self-service portal for certificates and fleet changes
- Comprehensive coverage: liability, cargo, physical damage, roadside
Profitable Growth Technology
Access better loss ratios and aligned economics through continuous underwriting that runs 200+ daily checks per policy.
- Leading loss ratios through active risk management
- Flexible program structures with transparent insights
- 200+ automated underwriting checks daily per policy
- Flexible models: quota share, excess of loss, or custom
Performance That Delivers for Everyone
18 min
Average bind time
200+
Daily checks per policy
Potential savings
At renewal for eligible fleets
100+
Partner agencies nationwide
DriveSmart: The Engine Behind It All
Our continuous underwriting platform uses connected data to support faster quotes, fleet safety coaching, and informed risk decisions. Eligible safer fleets may see savings at renewal.
For Brokers: Instant appetite checks and bind-ready quotes in minutes
For Fleets: Practical coaching and potential renewal savings for eligible safer performance
For Insurers: 200+ daily checks prevent losses before they happen
Ongoing Risk Review
24-hour underwriting loop
Proactive Coaching
Before losses happen
Automated Workflows
Endorsements & pricing
Ready to Transform Your Commercial Auto Experience?
Choose your path and discover how Cover Whale delivers for you.